Developing a written preparedness plan and training employees to implement it is critical. The following guidelines are provided to assist you in the development of your plan.
When you develop your written plan, make sure to address the following major areas:
- Make plans for the protection of plant and equipment.
- Develop a staffing policy that identifies essential employees and which of them, if any, must remain at the facility during the hurricane. The policy should identify when employees will be released from work as well as when they are expected to return. Businesses may predetermine that employees will return to work when employees are ordered to return, in case telephone service is out.
- Develop procedures and policies for all phases of hurricane operations:
- Pre-Season Preparedness
- Hurricane Watch
- Hurricane Warning
- After the Hurricane
- Identify and protect vital records such as accounts receivable, customer records, tax records, and other personnel and administrative documents.
- Review insurance policies to ensure that there is adequate coverage.
Questions to ask include:
- Is the facility in a high hazard, evacuation area?
- Does the insurance package include wind/storm coverage?
- Is the facility located in a flood prone area and is the flood insurance adequate?
- Does insurance cover damage to contents, including vital records and office equipment?
- Does the package include liability coverage for injury to employees as well as potential lawsuits from customers?